Protect yourself now.
If you participated in BG Wealth Sharing, DSJ Exchange, or related investment communities, review your account security, organize your records, and monitor for fraud or unauthorized activity.
Affected individuals are sometimes targeted again through phishing, identity theft, unauthorized account activity, fake recovery scams, and social engineering. Taking protective steps early may reduce additional risk.
Review your security & documentation
If you shared personal information, payment details, wallet addresses, or identity documents while participating in online investment communities, consider strengthening your account protections and monitoring closely.
Section 1
First 24 hours
Recommended immediate protective actions.
☐ Consider freezing your credit
A credit freeze may help prevent unauthorized new accounts from being opened in your name. Even if someone has access to personal identifying information, a freeze can make new credit applications significantly more difficult.
Contact the three major credit bureaus:
Save any PINs or recovery information from all three bureaus.
Consider taking this step before moving on to the rest of the checklist.
☐ File an IC3 complaint
The Internet Crime Complaint Center (IC3), operated by the FBI, accepts reports related to internet-enabled fraud and financial scams. Filing creates a record that may assist law enforcement or consumer protection efforts.
What you may want to gather:
- ✓ Approximate timeline
- ✓ Transaction history
- ✓ Screenshots or messages
- ✓ Wallet addresses
- ✓ Usernames/contact details
- ✓ Names used by recruiters
- Visit ic3.gov
- Select "File a Complaint"
- Complete the form
- Save any confirmation or reference numbers
Submitting a complaint does not guarantee investigation, prosecution, or financial recovery.
Open IC3 Complaint Center☐ Review your financial accounts
Monitor your bank accounts, payment apps, and credit cards for suspicious or unauthorized activity. Review recent activity carefully — if you identify transactions you do not recognize, contact your financial institution immediately.
- Review bank transactions: withdrawals, ACH transfers, wire activity
- Review credit card activity: purchases, cash advances, unfamiliar merchants
- Strengthen account security: change passwords, enable MFA, review recovery emails/phone numbers
- Save records: screenshots, confirmation numbers, dispute reference numbers
Watch out for recovery scams
Individuals affected by financial fraud are sometimes targeted again by people falsely claiming they can recover funds. Be cautious of anyone:
- ✗ Guaranteeing recovery
- ✗ Requesting upfront release fees
- ✗ Claiming special government access
- ✗ Pressuring immediate payment
- ✗ Promising guaranteed crypto tracing or recovery
Always independently verify organizations before sharing additional information or sending money.
Section 2
This week
Additional steps to help organize and protect yourself.
☐ Review your credit reports
Review your credit reports for accounts or activity you do not recognize.
You may request free reports from the major credit bureaus.
Check Credit Reports☐ Organize your records
Keep copies of screenshots, transaction history, conversations, payment confirmations, timelines, usernames and contact info. Organized records may assist with reporting, disputes, consultations, future claims, and advocacy.
Upload & Organize Records☐ Access emotional support
Financial loss and online fraud can create significant stress, anxiety, shame, panic, and emotional strain. Support is available through crisis hotlines, counseling, nonprofits, and peer-support communities.
View Support ResourcesSection 3
Ongoing protection & organization
Monitor your identity & credit
Some individuals choose optional identity monitoring, credit monitoring tools, dark-web monitoring, or cybersecurity protection.
Users should independently evaluate any third-party services.
Stay organized with Hello Help
- Store records in one place
- Track reports and referrals
- Access recovery resources
- Participate in organized advocacy
- Receive updates and informational notices
- Manage consent settings and communications
You took important steps
You reviewed your protections, organized your records, and reduced the risk of additional harm. Recovery after financial fraud can take time, but staying organized and informed may help support future recovery, reporting, and protection efforts.
Hello Help is not a government agency, law firm, financial advisor, therapist, or emergency service. Information and resources are provided for educational and organizational purposes only.